Workers Compensation

Overview

Every state has enacted laws to provide benefits to workers injured arising out of and in the course of their employment. Generally, workers’ compensation laws require a portion of lost wages and medical expenses be paid in a prompt fashion. The employees, are not required to prove negligence and are not precluded from recovering because of the defense of comparative negligence.

Injuries include any health impairment that is in some way caused by the job you do. They can be obvious injuries like a broken leg, or cumulative injuries that take years to manifest. In addition to orthopedic injuries, this includes loss of a sense, such as vision or hearing, or contraction of illness. The primary component is that the injury must have occurred during employment activities or as a result of employment-related exposure.

State by State

The Workers’ Compensation laws differ from state to state. Some programs are state run while others require insurance coverage. Some states provide for a specific program of benefits for lost wages and medical coverage. Other states may limit the amount of benefits available based upon a medically determined degree of impairment and other factors. Larry actively represents claimants in the State of Iowa, www.iowaworkforce.org is a great source to use to help answer most common questions regarding Iowa's State Workers' Compensation laws. Larry handles a significant number of work-related injury cases, helping you recover the benefits to which you are entitled under Iowa’s Workers’ Compensation laws.